is a Financial Assistance / Loan Scam
TRANSCRIPT
Hello, this is an urgent message regarding your eligibility for pre-approved financial relief. We have a special offer available for you to receive up to $3675 in payment assistance. Please reference case number 990905 and your unique reference number REF-9945-7099 when you call us back at (800) 922-9945. Time is of the essence, so don't miss out on this incredible opportunity!
DATE BLOCKED
Jan 17, 2026
CALL ACTIVITY
LAST DETECTED
7 days ago
SPAM SCORE
CARRIER
Somos (Toll-Free Administrator)
LINE TYPE
Toll-Free
LOCATION
Toll-Free
What is a Financial Assistance / Loan Scam?
Financial assistance and loan scams promise easy money, pre-approved loans, or government assistance programs. These scams often target people in financial distress and require upfront fees or personal information, but never deliver the promised funds.
Warning Signs
- •Promises guaranteed approval regardless of credit history
- •Requires upfront fees or payment before receiving the loan
- •Claims to be from a government agency
- •Offers interest rates that seem too good to be true
- •Requests payment via gift cards, wire transfer, or prepaid cards
- •Pressure to act immediately or lose the opportunity
How to Protect Yourself
- ✓Legitimate lenders never guarantee approval or require upfront fees
- ✓Research lenders through the Better Business Bureau
- ✓Never pay fees before receiving a loan
- ✓Use Ghost App to protect your personal number from loan scam call lists by using a temporary number for loan applications
- ✓Be wary of unsolicited loan offers
- ✓Verify government assistance programs through official .gov websites
- ✓Report loan scams to the FTC and your state attorney general
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