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Ghost gives you a real Loveland, Colorado phone number with a local area code, your choice of 970, 303, or 720. It works for calling and texting, right alongside your personal line. Start in minutes, right from your phone.

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Unwanted calls in Loveland

Between Aug 20, 2026 and Sep 23, 2026, Loveland residents filed 83 unwanted-call reports with the FTC. 42% were robocalls or recorded messages, and silent or dropped calls led the list. After that: debt relief offers (17%), impersonation scams (6%), medical and prescription pitches (4%).

Source: FTC Do Not Call complaint data, Aug 20, 2026 to Sep 23, 2026. Consumer reports, not verified by the FTC.

What iPhone users say

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★★★★★

Great App for Privacy & Convenience

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★★★★★

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Selected 5-star reviews from the App Store, shown verbatim.

Why choose a Loveland virtual phone number?

Fort Collins Is Right Next Door

Loveland and Fort Collins sit close enough for daily commuting and errands between them. A 970 number reads local to both, so you're not the out-of-area caller when you reach a Fort Collins landlord, buyer, or date.

Denver Connections Run Deep

303 and 720 are Denver's area codes, and plenty of Loveland residents still have family, clients, or old friends in the metro. Picking one of those codes for a second line keeps that Denver connection alive without giving out your main number.

Greeley and Longmont Are Close Too

Greeley and Longmont sit close enough for weekend trades, dates, or short-notice moves. A local-sounding number makes those exchanges feel like they're coming from someone nearby, not a stranger.

Impersonation Calls Top the Complaint List

Residents here report impersonation scams, callers posing as government agencies, businesses, or even family, among their most common unwanted calls. Keeping a separate Ghost number for listings or dating profiles means those calls land somewhere you can screen, not on your everyday line.

Silent and Dropped Calls Are the Most Reported Problem

The single biggest complaint from people in this area is calls that go silent or drop the moment you pick up, a sign of robocallers testing lines. A second number you can screen or drop keeps that noise off your main phone.

Most popular Loveland virtual phone numbers

Area codeServesGet this area code
+1 303DenverGet a 303 number
+1 720DenverGet a 720 number
+1 970Fort CollinsGet a 970 number

Sources

Local economy

Why do business in Loveland?

Loveland sits in the Fort Collins area of northern Colorado, a region built on a mix of education, healthcare, and agriculture.

Healthcare

Hospitals and clinics across northern Colorado, including those serving Loveland and Fort Collins, are steady employers and a common reason people juggle two phone numbers between work and family.

Education

Nearby Fort Collins anchors a strong education sector in the region, drawing commuters and part-time workers from Loveland.

Agriculture and Logistics

Northern Colorado's agricultural base, spread across towns like Greeley, Windsor, and Johnstown, keeps distribution and logistics work steady in the area.

About Loveland

Area codes in service

3

Population

81,102

In Loveland, you can pick a 970 number, the code carried by many in nearby Fort Collins, or go with 303 or 720, Denver's area codes that plenty of Loveland residents also carry because of ties to the metro. All three are available on Ghost, so you can match whichever community you deal with most.

Loveland runs on Mountain Time. 303 and 720 are overlay codes covering the same Denver numbering area, so they function as a single pool rather than two separate regions. 970 covers a much larger stretch of northern Colorado, Fort Collins included, which is why it's the code most closely tied to Loveland itself.

Residents in this area report a heavy volume of robocalls to the FTC. The top complaints, in order, are calls that go silent or drop right after you answer, debt relief pitches, callers impersonating government agencies or businesses, and unsolicited medical or prescription offers. A second number gives you a place to screen that traffic before it reaches your main line.

Places near Loveland

The closest place to Loveland in the Census list is Windsor, 9 miles northeast. The largest nearby is Fort Collins (170,924 people), 9 miles north. 8 of the 8 places below also use the 303 area code: Windsor, Fort Collins, Timnath, Berthoud, Johnstown, Severance, Milliken and Mead.

  • Windsor, CO

    9 mi northeast · 41,734 people · area code 303, 720, 970

  • Fort Collins, CO

    9 mi north · 170,924 people · area code 970, 303, 720

  • Timnath, CO

    10 mi northeast · 10,848 people · area code 970, 303, 720

  • Berthoud, CO

    10 mi southeast · 13,648 people · area code 303, 720, 970

  • Johnstown, CO

    11 mi southeast · 20,639 people · area code 303, 720, 970

  • Severance, CO

    12 mi northeast · 11,554 people · area code 970, 303, 720

  • Milliken, CO

    13 mi southeast · 9,102 people · area code 970, 303, 720

  • Mead, CO

    14 mi south · 6,735 people · area code 303, 720, 970

Distances are straight-line between Census place centers.

Frequently asked questions

How fast can I get a Loveland phone number?

You can pick a Loveland-area code, 970, 303, or 720, and start calling and texting in minutes from the Ghost app. No paperwork, no waiting on a carrier.

Can I choose between 970, 303, and 720?

Yes. Ghost lets you pick which area code you want for your Loveland number, whether that's 970 for a Fort Collins-area feel or 303/720 if your ties run toward Denver.

Will people in Loveland recognize my new number?

A 970, 303, or 720 number looks like it belongs to the area, the same codes carried by many people around Loveland, Fort Collins, and the Denver metro.